{"id":1296,"date":"2025-09-10T15:06:17","date_gmt":"2025-09-10T20:06:17","guid":{"rendered":"https:\/\/chesinc.org\/?page_id=1296"},"modified":"2026-01-14T12:36:10","modified_gmt":"2026-01-14T18:36:10","slug":"aepp","status":"publish","type":"page","link":"https:\/\/chesinc.org\/aepp\/","title":{"rendered":"AEPP"},"content":{"rendered":"<section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_2 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-image us_custom_8f2ba1f4 us_animate_this align_none\"><div class=\"w-image-h\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/chesinc.org\/wp-content\/uploads\/2025\/09\/AdobeStock_533907970.jpeg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/chesinc.org\/wp-content\/uploads\/2025\/09\/AdobeStock_533907970.jpeg 900w, https:\/\/chesinc.org\/wp-content\/uploads\/2025\/09\/AdobeStock_533907970-300x200.jpeg 300w, https:\/\/chesinc.org\/wp-content\/uploads\/2025\/09\/AdobeStock_533907970-600x400.jpeg 600w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3>Asset and Estate Protection Program (AEPP)<\/h3>\n<p>At CHES, Inc., we understand that protecting your family\u2019s future goes beyond homeownership\u2014it\u2019s about safeguarding the assets you\u2019ve worked hard to build. That\u2019s why we created the Asset and Estate Protection Program (AEPP). Designed especially for Black, Latino, and immigrant households who are often underserved in estate planning, AEPP provides affordable legal documentation, education, and personalized support. From wills and powers of attorney to beneficiary deeds and healthcare directives, our program ensures families can maintain financial stability and control\u2014even in times of uncertainty.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_bd32fe69 has_text_color height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-tabs style_default switch_click accordion has_scrolling\" style=\"--sections-title-size:inherit\"><div class=\"w-tabs-sections titles-align_none icon_plus cpos_left\"><div class=\"w-tabs-section\" id=\"q50c\"><button class=\"w-tabs-section-header\" aria-controls=\"content-q50c\" aria-expanded=\"false\"><div class=\"w-tabs-section-title\">1. The Challenge<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-q50c\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><ul>\n<li>Vulnerability: Individuals and families, particularly Black and Latino households and immigrant populations, face the risk of asset loss due to deportation, death, or lack of proper legal documentation.<\/li>\n<li>Lack of Access: Many lack access to affordable legal services and estate planning resources, leading to uncertainty and potential financial hardship.<\/li>\n<li>Cultural Barriers: Cultural reluctance, misinformation, and complex immigration situations further complicate estate planning for these communities.<\/li>\n<li>Stats: According to MAUC and HAC, only 18% of Latinos have a will, highlighting the critical need.<\/li>\n<li>Disjointed Support Systems: Few community support organizations have in-house legal staff and integrated, one-stop support models for legal, financial, and housing needs<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"e6d8\"><button class=\"w-tabs-section-header\" aria-controls=\"content-e6d8\" aria-expanded=\"false\"><div class=\"w-tabs-section-title\">2. Our Solution: The AEPP Program<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-e6d8\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><ul>\n<li>Mission: To safeguard the personal, real property, and business assets of individuals at risk of deportation, ensuring families retain control and financial stability.<\/li>\n<li>Value Proposition: We provide comprehensive legal assistance, education, and personalized support to establish legal frameworks for asset protection and estate planning.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"q8bc\"><button class=\"w-tabs-section-header\" aria-controls=\"content-q8bc\" aria-expanded=\"false\"><div class=\"w-tabs-section-title\">3. Target Population<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-q8bc\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><ul>\n<li>Black and Latino households historically underserved in estate planning.<\/li>\n<li>Immigrant families facing uncertain residency status and potential deportation.<\/li>\n<li>Individuals seeking peace of mind regarding the future of their assets.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"uc8a\"><button class=\"w-tabs-section-header\" aria-controls=\"content-uc8a\" aria-expanded=\"false\"><div class=\"w-tabs-section-title\">4. Program Components: A Comprehensive Approach<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-uc8a\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><strong>A. Legal Documentation:<\/strong><\/p>\n<ul>\n<li>Wills (including personal property &amp; digital assets)<\/li>\n<li>Power of Attorney (POA) with Detention Affidavit<\/li>\n<li>Trustee Assignments (if applicable)<\/li>\n<li>Beneficiary Deeds (with recording)<\/li>\n<li>Parental Authorization (appoints legal guardian)<\/li>\n<li>Healthcare POA, Living Will, HIPAA authorizations<\/li>\n<\/ul>\n<p><strong>B. Education &amp; Empowerment:<\/strong><\/p>\n<ul>\n<li>Group Workshops: Covering asset protection, estate planning basics, POA\/trustee roles, and beneficiary deeds.<\/li>\n<li>Individual Consultations: Personalized guidance from HUD-certified housing counselors and legal professionals.<\/li>\n<\/ul>\n<p><strong>C. Resource Navigation:<\/strong><\/p>\n<ul>\n<li>Educational Materials: Guides and handouts summarizing key concepts.<\/li>\n<li>Partnerships: Collaborations with legal aid organizations, immigration attorneys, and community groups to expand access to resources.<\/li>\n<\/ul>\n<p><strong>D. Ongoing Support:<\/strong><\/p>\n<ul>\n<li>Case Management: Tracking participant progress and ensuring proper documentation.<\/li>\n<li>Follow-Up: Reassessing needs and providing ongoing support as circumstances change.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"w-tabs-section\" id=\"qe4e\"><button class=\"w-tabs-section-header\" aria-controls=\"content-qe4e\" aria-expanded=\"false\"><div class=\"w-tabs-section-title\">5. Key Program Goals<\/div><div class=\"w-tabs-section-control\"><\/div><\/button><div  class=\"w-tabs-section-content\" id=\"content-qe4e\"><div class=\"w-tabs-section-content-h i-cf\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><ul>\n<li>Establish legal frameworks that enable designated persons to effectively manage assets.<\/li>\n<li>Provide peace of mind regarding asset management and distribution in the event of deportation or death.<\/li>\n<li>Educate participants about asset protection, legal documentation, and estate planning.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>The Asset and Estate Protection Program (AEPP) provides families with the tools and guidance they need to protect what matters most. By combining affordable legal services with financial education, AEPP empowers households to create wills, trusts, powers of attorney, and other essential documents that preserve wealth and prevent hardship. At CHES, Inc., we believe every family deserves the peace of mind that comes with knowing their assets, wishes, and legacy are secure for generations to come.<\/p>\n<\/div><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"w-btn-wrapper align_center\"><a class=\"w-btn us-btn-style_3\" target=\"_blank\" href=\"https:\/\/www.vistashare.com\/forms\/v2\/intake\/d4c680dc47e011ecb2240a5edaaa6806\/\"><span class=\"w-btn-label\">Inquire to Learn More<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"Asset and Estate Protection Program (AEPP) At CHES, Inc., we understand that protecting your family\u2019s future goes beyond homeownership\u2014it\u2019s about safeguarding the assets you\u2019ve worked hard to build. That\u2019s why we created the Asset and Estate Protection Program (AEPP). Designed especially for Black, Latino, and immigrant households who are often underserved in estate planning, AEPP...","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1296","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>AEPP - CHES Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/chesinc.org\/aepp\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AEPP - CHES Inc.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/chesinc.org\/aepp\/\" \/>\n<meta property=\"og:site_name\" content=\"CHES Inc.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pages\/CHES-Inc\/406096355489\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-14T18:36:10+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@CHESINCORG\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/chesinc.org\/aepp\/\",\"url\":\"https:\/\/chesinc.org\/aepp\/\",\"name\":\"AEPP - CHES Inc.\",\"isPartOf\":{\"@id\":\"https:\/\/chesinc.org\/#website\"},\"datePublished\":\"2025-09-10T20:06:17+00:00\",\"dateModified\":\"2026-01-14T18:36:10+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/chesinc.org\/aepp\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/chesinc.org\/aepp\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/chesinc.org\/aepp\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/chesinc.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"AEPP\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/chesinc.org\/#website\",\"url\":\"https:\/\/chesinc.org\/\",\"name\":\"CHES Inc.\",\"description\":\"Credit &amp; 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